Report a claim? : KawiForums.com Kawasaki Forums: Kawasaki motorcycle forums
» Sponsors





» Insurance
Go Back   KawiForums - Kawasaki Motorcycle Forums > On-Road > Ninja 250R
New User? Register - Forgot Password

Reply
 
LinkBack Thread Tools Display Modes
Old 11-11-2012, 11:46 PM   #1 (permalink)
Jr. Member
 
HockeeNinja's Avatar
 
Join Date: Jul 2012
Posts: 32
HockeeNinja has at least 10 rep points
Default Report a claim?

So I did the inevitable this weekend. Layed it down at about 10 miles an hour. Right fairing very scratched along with right turn signal destroyed. Right rear fender and right side of front fender also scratched. Brake pedal was grinded down, but not bent. Can't really tell if any other parts of the rear brake system are bent, but I did ride it home seemingly without any problems. Exhaust was pretty scratched. What do you guys think? Pay the $250 deductible and get it fixed, or just fix it myself and not have the possibility of getting it a salvaged title if the frame is bent? (I haven't checked the frame as I'm not entirely sure if what I'm looking at would be considered ok) It really sucks looking at a nice 250 destroyed, but I'm not sure it'd be worth the insurance premium spike. Just looking for opinions. Thanks!
HockeeNinja is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 11-12-2012, 01:30 AM   #2 (permalink)
Member
 
Andy Gooch's Avatar
 
Join Date: Aug 2011
Location: Sunnyvale Ca
Posts: 518
Andy Gooch has at least 250 rep pointsAndy Gooch has at least 250 rep pointsAndy Gooch has at least 250 rep pointsAndy Gooch has at least 250 rep points
Default

Down at 10 shouldn't bend a frame. You could always get it checked out anyway if it bothers you. It may have tweaked the forks but that's an easy fix. I'd take it slow and see if the bike is pulling to either direction. Just get a replacement turn signal. Or better yet good time to grab some flush mounts.
__________________
2008 Ninja 250R Blue; Two Bros M series slip on, 2wheels levers, Hotbodies under tail, Sportisi tank cover
2007 GSX-R 600
Red; Two Bros M series slip on, 2wheels levers + rear sets, Vortex frame sliders, Crown Moto USA Carbon Fiber

Last edited by Andy Gooch; 11-12-2012 at 01:37 AM.
Andy Gooch is offline   Reply With Quote
Old 11-12-2012, 01:36 AM   #3 (permalink)
Lifetime Premium
 
ZX6RRNewbie's Avatar
 
Join Date: May 2004
Posts: 15,925
ZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep pointsZX6RRNewbie has between 70,000 and 80,000 rep points
Default

If you file a claim with your insurance company first the claim should be more than your deductible and second your rate more than likely will go up.

Unless they total the bike which is unlikely in a slow low side like yours.
__________________
from BEAUTIFUL AUSTIN TEXAS
2006 Lime Green ZX6R
ZX6RRNewbie is offline   Reply With Quote
Old 11-12-2012, 05:44 AM   #4 (permalink)
Senior Member
 
williamr's Avatar
 
Join Date: Nov 2009
Location: Cheshire, UK
Posts: 5,288
williamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep pointswilliamr has between 30,000 and 40,000 rep points
Default

The damage is probably just cosmetic.

So it depends on how much you're willing to pay to have the bike looking like new, with the risk that it could always happen again.

I'd patch it up, ride it, and think about replacing damaged panels just before you eventually sell it on.

Rob
williamr is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Powered by vBadvanced CMPS v3.2.2

All times are GMT -4. The time now is 03:29 PM.



Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.6.0
Motorcycle News, Videos and Reviews
Honda Grom Forum Harley Davidson Forum Honda 600RR Forum Kawasaki Forum Yamaha R6 Forum Yamaha FZ-09 Forum
1199 Panigale Forum Roadglide Forum Honda CBR1000 Forum Vulcan Forum Yamaha R1 Forum Yamaha R3 Forum
Ducati Monster Forum Harley Forums Honda CBR250R Forum ZX10R Forum Star Raider Forum Yamaha Viking Forum
Suzuki GSXR Forum V-Rod Forums Honda Shadow Forum Kawasaki Motorcycle Forum Star Warrior Forum KTM Duke 390 Forum
SV650 Forum BMW S1000RR Forum Honda Fury Forum Kawasaki Versys Forum Drag Racing Forum Ducati 899 Panigale Forum
Suzuki V-Strom BMW K1600 Triumph Forum Victory Forums Sportbikes BMW NineT Forum
Volusia Forum BMW F800 Forum Triumph 675 Forum MV Agusta Forum HD Street Forum Suzuki GW250 Forum
Yamaha Motorcycles Victory Gunner Forum Honda Vultus Forum HD LiveWire Forum Ninja H2 Forum Ducati Scrambler Forum Kawasaki Ninja 250SL Forum