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post #11 of 16 (permalink) Old 11-13-2012, 02:27 PM
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Yep. Throw it on a credit card, good as cash to the dealer, title in hand. Still owe the bill.

-2007 650r
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post #12 of 16 (permalink) Old 11-13-2012, 03:54 PM
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Depends on how you finance. It's easy to get an unsecured loan if your credit is good enough.
Not all finance companies require full coverage, either.

2005 ZX-10R Street and Track Whore

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post #13 of 16 (permalink) Old 11-13-2012, 05:58 PM Thread Starter
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Definitely had insurance. Although I could've sworn I set up total loss coverage but my insurance company claims I only had actual cash value. So I'm probably going to lose a chunk of change plus the deductible.

Stupid me never got an alarm system because I do live in a nice area and my bike was literally 10 feet from my doorstep. Didn't think they would be so bold. Or go un-noticed. The worse thing about it is that there is a brand new ninja 1000 like 20 apartments down from me and multiple zx-6rs all over my apartment complex. My only guess was that they thought it was something else. But you would think that someone with the know how of how to steal it, could identify what it was. I always had people asking me if it was a ducati when I was out driving around. I always just laughed and told them it was just a 650.

I had one shady guy follow me home one day and ask me a bunch of questions about it, should've bought an alarm right after that.
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post #14 of 16 (permalink) Old 11-19-2012, 05:58 PM
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Originally Posted by Venothar View Post
Definitely had insurance. Although I could've sworn I set up total loss coverage but my insurance company claims I only had actual cash value. So I'm probably going to lose a chunk of change plus the deductible.

Stupid me never got an alarm system because I do live in a nice area and my bike was literally 10 feet from my doorstep. Didn't think they would be so bold. Or go un-noticed. The worse thing about it is that there is a brand new ninja 1000 like 20 apartments down from me and multiple zx-6rs all over my apartment complex. My only guess was that they thought it was something else. But you would think that someone with the know how of how to steal it, could identify what it was. I always had people asking me if it was a ducati when I was out driving around. I always just laughed and told them it was just a 650.

I had one shady guy follow me home one day and ask me a bunch of questions about it, should've bought an alarm right after that.
Just for future reference, alarms are useless against any thief worth a box of rocks. Most motorcycle thieves know their way around a bike, and would know how to completely immobilize it quickly. Get a XENA rotor lock like this:
Xena-Intelligent-Security-STAINLESS-XX-14 Xena-Intelligent-Security-STAINLESS-XX-14
. That is your best bet against deterring thieves. I use it everywhere if I will be longer than 5 minutes, even at work when I park 30 feet from my desk.

If you want to know everything about deterring thieves, it's quite a read but it's well worth it. Ex Thief Chopshop Operator.
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post #15 of 16 (permalink) Old 11-21-2012, 04:51 PM
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Twice now the alarm on my bike has stopped people from stealing it.
I know that if someone really wants to take it they will, no matter what. But I can say for sure, alarms are NOT useless.
Every little added security helps.


Sent from my iPhone using Motorcycle.com Free App
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post #16 of 16 (permalink) Old 11-21-2012, 07:59 PM
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Quote:
Originally Posted by ebinho View Post
Twice now the alarm on my bike has stopped people from stealing it.
I know that if someone really wants to take it they will, no matter what. But I can say for sure, alarms are NOT useless.
Every little added security helps.


Sent from my iPhone using Motorcycle.com Free App
The Xena has an integrated alarm. I would not solely rely on any one lock or alarm etc. Especially in an apt complex these are.prime targets for thieves.
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