so i got into an accident with my self. i was at a hill at a redlight with this jerk reving behind me and basically long story short, i got scared pulled the throttle and bike popped up and then fell back on me. it starts but then shuts off on me. right signals dont work, only left and my shifter on my left foot area is jammed in. i went to hospital next day to see er doctor due to pain(i thought i mightve broke something in my knee area but it was just bruised) now question i have is insurance adjuster is coming to check my bike tomorrow, ive ony had bike for 14 hours before this happened and they keep offering me their insurance(progressive) to pay my hospital bills but i have health insurance from work and thinking of using that instead.. any advice?