So I found out my buddy wrecked his bike today He was going around a turn and a car came the opposite way in his lane and he swerved to avoid a head on and locked up the rear tire, lowsided and hit a tree with his body. He has a dislocated shoulder, 4 broken fingers and a couple cracked ribs. His bike isn't bad except the whole left side is rashed up. He got an estimate already and the shop told him $1600 to fix it. Since I'm such a good friend I was looking up all the parts he will need on ebay and the total came up to less then $600. The question is, should he report this to his insurance? The bike is a 2004 6RR and all that is messed up is cosmetics on the left side.