Ok, I'm a little confused as to how the kawasaki financing system works.. I know it's not exactly like getting a loan from a bank because the interest rates and payments can fluctuate, and it seems more like a credit card.. Also, since you don't have to carry full coverage insurance, does that mean that you get the title and ownership of the bike without a lienholder and just pay it off on the card.. Kinda like you bought it on a credit card? If so, how does that work when you get ready to sell one or trade it off? For example, if you had an $8000 balance left on your bike and could only sell it for $7,000.. If you had a loan with a bank in this situation you have to come up with the extra 1k outta your pocket to pay off the lien.. Is this true with the card, or can you sell it and pay 7000 on the balance, and then pay the rest off like a regular credit card?