You need to have a Trans Union score of at least 620 to get financed through Kawasaki. That means you need to have at least two years of payment history on a car, a house, or some other large item. If you've had collection action taken against you in the last seven years; consider yourself fucked. PAY YOUR BILLS ON TIME!!!
funny how they work. I got approved for 7K and my dealer dialed in and got an additional 3k right off the bat. My friend is not so lucky. Tried to get the card but he was screwed big time by a mutual friend of ours. This "friend" charged up false cards in my boy's name for more than $15000 and now he can't get anything. No house loan, no car loan and no bike loan
I got approved for the 1 year no payments, nothing down, and no intrest for a year (7.something after that) last year.
I had 2 previous loans for cars, but small ones, like 2k-3k.
I also have a credit card.
I was only 22 at the time, so I consider that good
Keep in mind that the co. that services Kawasaki "credit card" will take as much as 30 days to issue a title/lein release after a used bike is sold. And the thirty days does not start to run until after the check clears at the finance co.
What this means: I bought my bike (used 636 financed by the original owner through Kawasaki (Household Retail) about three weeks ago and I still don't have a title. The poor guy is lucky that I ride on the track and could rationalize having the bike unlicensed for three or more weeks.
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