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160 Posts
a month ago or so my father took my bike out for a ride [i store it at his house] and he ended up high siding it about 1/4 mile away. so after getting it checked out it needs all new fairings and rearsets and a few other cosmetic things. of course his insurance comp is covering it be it by a check to fix it or to total it.
here is my issue. the wanna total it and give me a check for 8500. i still owe 6500 so id come out with 2k extra [which is what i put down when i bought it] or i can take a check for 6150 to repair it.
i can prob repair everything for like 4500 or so and thats using all aftermarket things and adding things like CF and huggers and dampers etc. now that its close to the end of aug. and this wont be solved till atleast next week depending on what i wanna do, and the fact ill be gone on a business trip most of Sept and Oct and unable to ride. im torn between fixing it and hooking it up and letting it sit till next spring, or takin the money paying it off and have that show on my credit [while banking the other 2k] and then buy a new bike in say jan or feb of 07, or take the 6150 pay off that much of the loan then sell the bike as is, just in need of plastic and rearset and hopefully sell it for like 3500- 4000 [which seems resonable since its an 06 with 1000miles onit]
here is my issue. the wanna total it and give me a check for 8500. i still owe 6500 so id come out with 2k extra [which is what i put down when i bought it] or i can take a check for 6150 to repair it.
i can prob repair everything for like 4500 or so and thats using all aftermarket things and adding things like CF and huggers and dampers etc. now that its close to the end of aug. and this wont be solved till atleast next week depending on what i wanna do, and the fact ill be gone on a business trip most of Sept and Oct and unable to ride. im torn between fixing it and hooking it up and letting it sit till next spring, or takin the money paying it off and have that show on my credit [while banking the other 2k] and then buy a new bike in say jan or feb of 07, or take the 6150 pay off that much of the loan then sell the bike as is, just in need of plastic and rearset and hopefully sell it for like 3500- 4000 [which seems resonable since its an 06 with 1000miles onit]