In my opinion, riding a Motorcycle is no different than riding a bike, or driving a cage. Your attitude, and abilities, help but are not 100% of the factoring issues with an accident. I have been riding for almost 23 year, and have had 1 street accident. 100% my attitudes fault. Showing off for the ladies, I lifted the front off the ground, and came down hard. did not think anything about it until 30 minutes later while showing off again on the freeway. got the bike to 85 MPH as fast as I could, and then the damage to the front tire showed itself, and decided to completely leave the bike. I had damaged the tire severely, and it blew at 85. Now that was a ride let me tell ya. Like I said, it is just like driving a cage, riding a bike, picking up random chicks at the bar.... The more you do it, the chances of an accident go up exponentially. Keeping you squidlyness under control, and and attitude in check will counterbalance the rate, but there is always that chance for the asshat next to you is not. Since that accident 15 years ago, I always ride and drive, thinking that the next thing I do could kill a bus load of kids. I am not saying ride in fear, or knowing you will wreck someday. I am saying ride for the love of riding, but always, ALWAYS, wear your gear. Ride with some common sense, and self control. Ride within YOUR abilities. And if the day should come that you fall, you have a way better chance of walking away, with the knowledge that you did what you could. RIDE SAFE