Later man. Try to save up and buy cash only or use a Credit Union!
yeah use credit unions, they offer all the exact same services as a bank but without the profit motive (actually depends on the credit union, my credit union, profits get distributed among all members)
The 675 is a great bike. It's got a great tone, skinny, great power down low but also up high. That's one of the big things i love about the 675, power down low. On the jap bikes, with the exception of the 636, you really get most of your power up high and you needed to rev it to get a good takeoff. with the 675, I can keep my rpms low, which is the way I like it.
Though, if you do get a 675, know that the bike sits real high. It can be lowered but there's limits.
Also, replace the stock seat
immediately. Spare yourself the pain and take me at my word when i say your ass will be in pain after only 5-10 minutes if not even less. The gel seat is a godsend. Don't know why I didn't get one earlier.
Also, the seating position is quite agressive IMO so make sure you're up for it.
